Employee Retirement Income Security Act

Sadaka Associates Disability Insurance Denials

People in need of disability coverage initially file with their insurance company. There are several providers who carry and support a range of claims. These insurers have benefits for short-term disability plans and others have policies to handle long-term claims. The Employee Retirement Income Security Act (ERISA) was created to help protect those enrolled in plans and their beneficiaries. Inception …

Common Policy Points

Sadaka Associates Disability Insurance Denials

If a person seeking a benefits plan is not careful they could find themselves in an inadequate policy. Some providers have more options that cover short-term disability and others have more diverse policies concerning long-term disability. Each provider can cover similar aspects in terms of policy, but the exact limitation may range. What is covered in most plans Most providers …

Apply for SSI – Filing a Claim for Mental Impairments

Sadaka Associates Disability Insurance Denials, Social Security Disability

A claim for SSI benefits under Supplemental Security Income (SSI) for a mental disability or impairment can be granted as long as medical evidence can be provided to prove it. To apply for ssi, you must prove that you’re disabled from performing past relevant work for at least 12 months and that there are no alternative occupations that you’re able …

Disability Insurance Denials: All Too Often

Sadaka Associates Consumer Fraud, Disability Insurance Denials

The last thing you want to hear when you are disabled is that you don’t qualify for assistance. Yet, long term disability insurers deny thousands of claims every year. While long term disability attorneys admit that some denials are certainly valid, they say that many more are not, for no apparent reason at all. So, the question is, why are …